Charges
Charges are payment requests created by the merchant on the basis of an active payment agreement. The charges are processed automatically without the user having to approve the payment request in their Vipps or Mobilepay app.
tip
Charges are not created automatically based on the agreement. The merchant is responsible for creating each charge.
Types of charges
Irrespective of the type of payment agreement created earlier, a merchant can use any type of charge for the future payments.
Recurring charges vs Unscheduled charges
| Recurring charges | Unscheduled charges | |
|---|---|---|
| Retries | Flexible (with retry: +17% better conversion) | NO |
| Conversion | 96% or more | 80% or lesser |
| User Experience | See upcoming charges manage payment sources Smart customer notifications nudging users to fix the problem | No overview |
| Bulk Charges | YES, up to 2000 charges can be created at once | NO |
| Rate limits | 500/minute for single charge creation 100/minute for bulk charge creation | 300/minute |
| Lead Time | 2 days before charge due date For special cases 1 day before charge due date | Instant |
Recommendation
✨ Use Recurring charges whenever possible for better conversion and a smoother end-user experience!